Tendencies...

As a rule it doesn't tend to take all that long before people start annoying me... Particularly people who are in my space for an extended period of time. When someone's in my space and that doesn't automatically happen, I'm pretty much at a loss. I suppose that means we play it by ear... Yet another skill which I seem to completely lack. New frontiers all the way around, I suppose.

[Posted with iBlogger from my iPhone]

Chewed...

There are alot of perks to dog ownership. One of them isn't getting a phone call at nine in the morning that about a pup that managed to sneak away and turn an inhaler to little bits. The good news is that after a trip to the vet and getting meds to make him blow chunks, Winston doesn't seem to be any the worse for wear. I had really thought that at two he was basically over the whole chewing whatever happend to be close to the ground thing. Apparently, not so much. Unfortunately, that means it's back to watching him like a hawk any time he tries to leave the room. Hopefully tomorrow will be slightly less eventful.

[Posted with iBlogger from my iPhone]

Citibank Visa (Sucks)

I’ve carried a Visa card from Citibank since I was 19 years old. In the last twelve years, it’s gone everywhere from Europe, to Hawaii, to the Caribbean and it’s been well used on those trips and has always been in good standing. That’s why I was a little surprised when I opened the mail this afternoon to find that Citibank was planning on increasing my regular interest rate to 21.99% on December 20^th. Now lord knows I don’t have a problem giving my cards a workout, but at 22% they can keep their money. Seriously, who borrows money at a rate like that?

Of course, the fine folks at Citibank were quick to point out that I could get a lower 15.99% rate and all I’d have to do would be transfer a $5000 balance from a different card and that 16% rate would be mine for the next 18 months… and then go up to 22%. Is that a great deal or what? Customer service was plenty sympathetic, but insisted that my only option was accepting the new rate or closing the account (and taking the hit on my credit score in the process). Those aren’t the only options of course and it seems that it’s time for me to say farewell Citibank. As I type this, a balance transfer authorization is enroute from Discover (with a 13.5% rate locked in) to the home office in Sioux Falls, South Dakota.

So, Citibank, I’m not going to pay your ridiculous “standard” rate and I’m certainly not going to wreck my credit score by closing the account. I’m just going to let it sit there being something you have to update and keep track of and send statements about until I decided what to do with you. In the meantime, I’m going to do my bit to spread the word about how ate up your company is and directing as much business as possible to your competitors.

Watching the world wake up...

Tell most people younger than me that there were once two Germanys and two Berlins and they'll look at you like you've suddenly sprouted a third arm in the center of your chest. They don't remember a world where a great city was divided by concrete barricades and when all of Europe was divided by an iron curtain; or when two superpowers stood toe-to-toe and tried to spend one another into oblivion through proxy wars and an arms race. And then we watched that world that we had all grown up with dissolve before our eyes on cable television.

If a man is extraordinarily lucky, he gets to live through that kind of change once in his lifetime. In twenty years there's been nothing to compare those days against. A hundred years from now when the first relatively objective histories of the last half of the 20th century are being written, they will tell the story of leaders like Walesa, Thatcher, Reagan, John Paul II and Gorbachev. They'll tell stories of round the clock airlifts to ensure the freedom of a city cut off from the rest of the world. They'll tell stories of every day heroics by those who sought freedom on both sides of the wall. And finally they'll tell stories about the day that wall was torn down.

Twenty years ago today, all the world watched and wondered as the unthinkable happened, as history suddenly shifted on its axis, as the rising tide of freedom washed over the concrete battlements of an empire in retreat. I can’t imagine when I’d rather be than right here, right now.

Getting healthy...

It’s hard to imagine that the trillion dollar healthcare plan passed by the House last night will do much of anything good for the vast majority of Americans. I’ll admit that I haven’t been following the issue as closely as others, but a cursory look seems to indicate that the federal government will be getting into head-to-head competition with private insurers. As a rule, I tend to believe competition in the marketplace is a good thing for consumers as it encourages development of new and innovative solutions and helps to control costs or dive them down. In order to do this, though, competition must take place on a level playing field. Private sector companies must look to their bottom line and compete using limited resources. The federal government recognizes no such resource limitations, making head-to-head competition with the private sector an inherently unfair proposition.

I don’t think Met Life or Blue Cross Blue Shield will go out of business tomorrow, but I do think the direct competition between the federal government and the private sector as defined by the House is going to be bad for all of us… Or at least all of us who are happy with our current insurance plan. Until someone can tell me how this program can be sustained over time without contributing to an increasingly unsustainable operating deficit or dramatically higher taxes, I remain opposed.

[Posted with iBlogger from my iPhone]

Doc-in-a-Box...

One of the trials and tribulations of getting older is that we don’t bounce back quite as quickly from obnoxious little illnesses as we did when Thursdays were for dime drafts. I was over the worst of the cold I caught about a week ago, but the sinus pressure hadn’t really let up and I kept a nagging cough that I could never quite convince to go away. So, after a week of hoping for the best and wheezing and snorting my way around west Tennessee, I figured it was probably time to consult a professional. Although I do have a “regular” doctor who keeps a very nice office downtown, I’ve found the more convenient option to be going to the doc-in-a-box in one of the nearby shopping centers. I was literally in and out in 30 minutes with a diagnosis of my regular post cold sinus infection and bronchitis, two handfuls of samples, three prescriptions, and $75 worth of coupons. A quick trip to Kroger and I was loaded down with nasal spray, super-powered antibiotics, and codeine-enriched cough pills… and a bill of $6.37. All of that is a long way of saying how much I love this clinic. If going to the doctor were always that easy, I’d be there three times a month. Seriously, they’re that friggin awesome. So, my friends, if you ever find yourself in Memphis and in need of large doses of powerful medications, the Methodist Minor Medical family of clinics should be able to fill the bill nicely. They’ve got my personal seal of approval.

Can’t let go…

I know I should be putting the whole sordid experience behind me now, but I just can’t quite seem to let the last four weeks go that easily. I’ve given up being disturbed by the structure of the class itself and its mind-numbingly repetitive combination of research and briefings. Currently, my greatest concern is that looking back at it in retrospect there were a disturbing number of what I can only assume are reasonably intelligent people who didn’t seem to be at all troubled by the issues that were driving me all but over the edge. I suppose there’s always the possibility that they’re right and I’m wrong, but I don’t think that’s the case. I’ve never thought of myself as a free thinker or a radical, but in the context of people who work for the Army, perhaps that’s what I’m becoming by degree. The idea that we’re doing something just because someone with the title coach or colonel says it’s the way makes less sense to me as time goes on. Prove to me that what you’re saying makes sense or that it’s a better way to do business, but my days of blind faith are long gone. I guess as I look back on it, I grow more frustrated that so few “leaders” recognized the waste for what it was and that virtually none were willing to call it out when they saw it.

I’m pretty sure that wasn’t the lesson that I was supposed to take away from the experience, but there it is. The real question, then, is whether I’m willing to keep calling the spades when I see them and dealing with the fallout or whether I’ll give it up and go along to get along.